very thin down comforter

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The short answer is yes, you can use a duvet cover without the insert. In fact, many people choose to do so for various reasons. For example, if you have a down comforter that is too bulky or heavy to fit comfortably inside the duvet cover, removing the insert can make it much easier to put on and take off. Additionally, if you prefer a lighter sleeping experience, using a duvet cover without the insert can help reduce the overall weight of your bed.

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